Visit us at our headquarters in the East Side of Saint Paul, or at our offices in Minneapolis, Willmar, and Austin.
Office hours. Monday - Friday: 8:30 am - 5:00 pm. Saturday-Sunday: Closed - Click here for holiday closure dates

Financial Capability Coaching

Do you want to improve your financial health? Save more money? Pay off your debt? Create or improve your credit? Establish your own business or enterprise? Work with a financial coach to help you navigate the financial systems and accomplish your financial goals!

CLUES financial coaches provide you with 1-on-1 assistance to help you define your financial goals around asset creation and protection and work with you to gain the skills and resources you need to accomplish them.

Navigating the financial system can be daunting and complex. Understanding these six components of Financial Capability will help set the path towards long term financial stability:

If you’re looking to improve your own or your family’s money management skills, create and improve your credit, gain access to supplemental resources (such as our Lending Circles program) and receive support navigating financial processes and applications, contact CLUES today to meet with a financial coach!

Financial coaches are available by appointment in both Spanish and English CLUES Minneapolis and St. Paul offices, or by limited availability in Austin and Willmar.

Lending Circles

CLUES Lending Circles – or Tandas are built on a cultural tradition of lending money and saving together among family and friends.

What are the benefits?

  • Get a secured loan, without cost or interest
  • Establish or build credit
  • Improve the way you manage money

CLUES organizes groups of savers, processes payments electronically and reports them to credit agencies. We cover all costs and also provide you with financial education.

Tax Preparation

CLUES offers free tax preparation service for people with low or medium income. The confidential service is performed by IRS-certified volunteers and includes electronic delivery (e-file) directly to the IRS.

The Tax Year 2023 season opens from February 3 – April 20th, 2024, CLUES is taking limited in person appointments at:

  • Saturday: 9:30 am – 1:30 pm – CLUES St. Paul 

*Appointments are subject to postponement and rescheduling due to COVID related closures and staff and volunteer capacity.  Additionally, providing tax prep services through virtual platforms may be an alternative service option.

What Documents should I bring to my appointment?



Interested in filing your own income taxes from the comfort of your home? Do you have basic computer skills? CLUES FSA may be the option for you!

To request FSA services:

Please send your request to You will receive an email response with access to CLUES’ FSA platform. You will be required to create an FSA account. Please follow the following suggestions:

  1. Write “Request FSA Access” on the email subject line to
    1. Response with FSA access link will be provided immediately
  2. Please provide your name, phone number, and any general tax-related questions if you require initial support.

CLUES Tax Volunteers are available to help by providing the following support:

  • Account creation and technical support
  • Tax-related support and consultation via Phone, Email, Zoom
  • Ongoing FSA webinars and tutorials

*Please allow 24-48 hrs. to receive FSA-related support responses.

Small Business Support

Are you an entrepreneur? Do you have your own business? Do you dream of owning one?

CLUES small business coaches can:

  • Support you in gaining the skills and mindset needed to run a business
  • Help you evaluate and organize your finances
  • Set you up for success to start a new business

Through CLUES' culturally relevant service approach, potential business owners and entrepreneurs can receive one-on-one financial and small business coaching services, covering the fundamentals of the entrepreneurial ecosystem.

For more information, contact:

David Soto – Associate Director of Economic Stability

Jose Alfredo Velazquez - Small Business Support


Tax-related contact - 651-321-2207


Lending Circle Partners

Monday-Friday: 8:30am - 5pm
Saturday-Sunday: Closed 

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© 2019-2024 CLUES. All Rights Reserved. Google Cloud Servers.

CLUES is a nonprofit public charity recognized as tax exempt by the IRS under section 501(c)(3). CLUES tax ID: 41-1386986. Our Donor Privacy Policy can be found here.


797 East 7th Street
St. Paul, MN 55106

Tel.: 651-379-4200
Fax: 651-292-0347


CareerForce Center
777 East Lake Street
Minneapolis, MN 55407

Tel.: 612-746-3500
Fax: 651-292-0347


2600 E 25th St Minneapolis, MN 55406
Tel.: 612-404-2600
Intake Tel.: 612-439-9671


324 3rd Street SW #2
Willmar, MN 56201

Tel.: 320-262-5106


111 Main St. N
Austin, MN, 55912

Tel.: 507-355-2575

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